Hourly to Salary Calculator

Converting an hourly wage to an annual salary is one of the most practical financial calculations you can make. Whether you're comparing job offers, planning a budget, or negotiating a raise, understanding your total yearly earnings gives you a clear financial picture. The standard formula is straightforward: multiply your hourly rate by the number of hours you work each week, then multiply that result by the number of weeks you work per year.

For most full-time workers in the United States, a standard schedule means 40 hours per week across 52 weeks. Under these assumptions, someone earning $20 an hour would have an annual gross income of $41,600, while a person making $25 per hour would earn $52,000 before taxes. At $30 an hour, that number climbs to $62,400 — a solid middle-class income in many U.S. markets.

Breaking Down Pay Periods

Employers pay on different schedules — weekly, biweekly, semi-monthly, or monthly. To calculate your biweekly paycheck, simply multiply your hourly rate by 80 (40 hours × 2 weeks). For monthly income, divide your annual salary by 12. At $35 per hour, your monthly gross would be roughly $6,067, while at $40 an hour you'd see about $6,933 per month before deductions.

Understanding Overtime Pay

The Fair Labor Standards Act requires employers to pay non-exempt employees at 1.5 times their regular hourly rate for all hours worked beyond 40 in a single workweek. This is commonly called "time-and-a-half." For a worker earning $25 per hour, overtime compensation rises to $37.50 per hour. If you consistently work 50 hours per week (10 hours of overtime), that adds $19,500 to your annual earnings — a significant boost over the base salary of $52,000.

Overtime rules can also vary at the state level. California mandates overtime after 8 hours in a single day and double-time after 12 hours, regardless of total weekly hours. Texas, on the other hand, follows federal overtime rules exclusively.

Taxes and Take-Home Pay

It's important to understand that your gross salary (the number from this calculator) is not what you actually take home. Federal income tax, Social Security contributions (6.2% of wages), and Medicare (1.45%) reduce every paycheck. State income taxes vary widely — from 0% in states like Texas, Florida, and Nevada, to over 13% in California for the highest earners. Additional deductions for health insurance, retirement plans, and other benefits will further reduce your net pay.

As a rough guideline, most workers take home between 70% and 80% of their gross pay, depending on their tax bracket and state of residence. For personalized figures, consult a qualified tax professional or use a dedicated tax withholding calculator alongside this tool.

Part-Time and Variable Schedules

Not everyone works a standard 40-hour week. If you work part-time — say 25 hours per week — you can adjust the hours-per-week field above to see your accurate annual total. Similarly, if you take unpaid vacation or work seasonal jobs, reducing weeks per year from 52 to 48 or 50 gives you a more realistic estimate. The calculator above lets you customize all these variables to match your exact situation.